This page sets out the full terms and conditions governing the use of the joya 44 platform. Please read them carefully before creating an account or using any of our services.
Last Updated: January 2026
Clear & Fair Terms
Committed to protecting our members
By accessing joya 44, creating an account, or using any of its services, you are deemed to have fully read, understood, and agreed to these Terms & Conditions. These terms constitute a legally binding agreement between joya 44 and all its users. If you do not agree with any part of these terms, please refrain from using the platform.
These Terms & Conditions apply exclusively to citizens and residents of Bangladesh and are governed by the laws of Bangladesh. joya 44 reserves the right to update these terms at any time, and continued use of the platform after changes take effect will be considered acceptance of the revised terms. Platform services are available only to legally adults (aged 18 and above). Use of joya 44 by minors is strictly prohibited and, if detected, will result in immediate account closure.
To create an account on joya 44, you must provide accurate and complete information. Registering with false or misleading details is a direct violation of these Terms & Conditions and may result in account termination. Each user is permitted to hold one account only — creating or operating multiple accounts is strictly prohibited.
You are solely responsible for keeping your account login credentials (username and password) confidential. joya 44 will never ask for your password via email, phone, or any messaging channel. If you suspect that a third party has accessed your account, contact our support team immediately and change your password without delay. The account holder bears full responsibility for all activity carried out under their account.
All members are expected to conduct themselves responsibly while using joya 44. Harassing other members, using offensive language, or making any form of discriminatory remarks is strictly prohibited. Any attempt to compromise the platform's security or technical infrastructure will be subject to legal action.
Using automated bots, scripts, or any third-party software to influence platform systems or game outcomes is strictly prohibited. Disrupting the gaming experience of others, submitting false reports, or deliberately exploiting system vulnerabilities constitutes a serious breach of these Terms & Conditions. joya 44 reserves the right to permanently close any account found engaging in such activities without prior notice.
You are solely responsible for keeping your device and internet connection secure. joya 44 is not liable for any loss resulting from an unsecured connection or unauthorized third-party access. Always access the platform from a secure, personal device and avoid logging in over public or shared networks.
All financial transactions on joya 44 are conducted in Bangladeshi Taka (BDT / ৳). Deposits and withdrawals can be made via popular mobile banking services in Bangladesh, including bKash, Nagad, and Rocket. Minimum deposit and withdrawal amounts are specified on the platform and are subject to change.
Withdrawal requests go through a verification process and are typically completed within 3–5 business days. Funds can only be withdrawn to the mobile banking number used to make the original deposit; transfers to third-party accounts are not permitted. joya 44 reserves the right to hold a payment and request additional verification if a suspicious transaction is detected.
Bonuses and promotional credits are subject to their own usage terms, which are disclosed separately with each offer. Bonus funds cannot be withdrawn directly — they become withdrawable only after the specified wagering requirements have been met. Any attempt to claim bonuses through fraudulent means may result in the relevant account and accumulated funds being forfeited.
| Transaction Type | Currency | Processing Time | Method |
|---|---|---|---|
| Deposit | BDT (৳) | Instant | BKash, Nagad, Rocket |
| Withdrawal | BDT (৳) | 3–5 business days | BKash, Nagad, Rocket |
| Bonus Credits | BDT (৳) | Conditional | Account Balance |
Joya 44 is provided on an "as is" basis, and no guarantee is made regarding uninterrupted or error-free operation of the platform. Temporary service disruptions may occur due to technical issues, server downtime, or internet connectivity problems, and joya 44 accepts no liability for any financial or other losses arising from such disruptions. Users participate in gaming activities at their own discretion, and all associated financial risks are borne solely by the user.
Joya 44 reserves the right to correct, at any time, any funds or bonuses credited in error due to a technical fault. In the event of an incomplete game round caused by a lost internet connection, the platform's system logs will be considered final. Under no circumstances will joya 44's maximum liability exceed the amount of the original funds deposited in the transaction in question.
All content on the joya 44 platform — including logos, designs, graphics, software, text, and other materials — is protected by intellectual property law. Reproducing, distributing, or using any part of this content for commercial purposes without written permission is strictly prohibited. The intellectual property rights of third-party games and content displayed on the platform remain with their respective providers.
The joya 44 platform may occasionally contain references to third-party websites or services. joya 44 is not responsible in any way for the content, privacy policies, or practices of these third-party sites. Visiting any third-party site is entirely at your own discretion and risk.
Joya 44 reserves the right to modify, add to, or remove any part of these Terms & Conditions at any time. Users will be notified of significant changes through the platform with as much advance notice as reasonably possible. Continued use of the platform after changes take effect will be taken as acceptance of the updated terms. We recommend visiting this page regularly to stay informed of the latest terms.
These Terms are governed by and interpreted in accordance with the laws of Bangladesh. Any dispute arising from these Terms or the use of the platform will first be addressed through mutual negotiation. If no resolution is reached, the matter will be settled before a competent court in Bangladesh. joya 44 is committed to maintaining its relationship with users on the principles of transparency and fairness.
These Terms & Conditions are designed to keep your experience on joya 44 safe and enjoyable. If you have any questions, visit our support page or register now to get started.